Credit and Collections Analyst

Key Responsibilities

• Credit Analysis: Analyzing credit reports, financial statements, and other relevant data to assess creditworthiness.
• Risk Identification: Identifying potential risks and making informed decisions regarding credit limits, payment terms, and other financial arrangements.
• Debt Recovery: Identifying and pursuing opportunities for debt recovery, utilizing a range of techniques and strategies.
• Relationship Management: Building and maintaining strong relationships with customers and clients.
• Dispute Resolution: Resolving disputes and negotiating settlements in a professional and courteous manner.
• Reporting: Maintaining accurate and up-to-date records and reports, providing timely and relevant financial information to management.
• Market Awareness: Staying abreast of changes in market conditions, regulatory requirements, and industry trends, and adapting analysis and strategies accordingly.

Minimum Requirements

To be considered for this role, you must meet the following minimum requirements:

• Education: A Bachelor’s degree in Finance, Accounting, or a related field.
• Experience: At least 2 years of experience in a credit and collections role, preferably in a commercial setting.
• Analytical Skills: Strong analytical and problem-solving skills, with the ability to interpret financial data and make informed decisions.
• Communication Skills: Excellent communication and interpersonal skills, with the ability to build strong relationships with customers and clients.
• Technical Proficiency: Proficiency in MS Office, particularly Excel.
• Attention to Detail: Strong attention to detail and organizational skills, with the ability to prioritize tasks and meet deadlines.

Key Skills and Attributes

The successful candidate will possess the following key skills and attributes:

• Analytical Thinking: Strong analytical and problem-solving skills, with the ability to interpret financial data.
• Interpersonal Skills: Excellent communication and interpersonal skills, with the ability to build strong relationships.
• Independence and Teamwork: Ability to work independently with minimal supervision, as well as collaboratively as part of a team.
• Organization: Strong attention to detail and organizational skills, with the ability to manage multiple projects simultaneously.
• Customer Service: Strong customer service skills, with a focus on resolving disputes professionally and courteously.

Working Environment and Conditions

This is a full-time position, working 40 hours per week, with a regular 9-to-5 schedule. The role requires occasional overtime, particularly during peak periods or in response to urgent matters.

• Work Environment: The successful candidate will work in a fast-paced and dynamic environment, with multiple priorities and deadlines.

Duties

The duties of this role include:

• Conducting credit checks and analyzing financial data to assess creditworthiness.
• Identifying and pursuing opportunities for debt recovery, utilizing a range of techniques and strategies.
• Building and maintaining strong relationships with customers and clients.
• Resolving disputes and negotiating settlements in a professional and courteous manner.
• Providing timely and relevant financial information to management.
• Maintaining accurate and up-to-date records and reports.

Benefits

In addition to a competitive salary and benefits package, we offer a range of other benefits, including:

• Ongoing training and professional development opportunities.
• Access to the latest technology and software.
• A dynamic and supportive work environment, focusing on teamwork and collaboration.
• Flexible working arrangements, including telecommuting and flexible hours.
• A comprehensive health and wellness program, including medical, dental, and vision coverage.
• A generous pension plan, with employer contributions.
• Paid annual leave and public holidays.
• Access to a range of employee benefits and discounts.